新京報貝殼財經訊（記者姜樊）2月8日，央行有效央行發布《2023年第四季度中國貨幣政策執行報告》。加大經濟降低激央行表示，貨幣一加大貨幣信貸支持經濟力度。信貸需求全年兩次降準釋放長期資金超1萬億元，支持中期借貸便利（MLF）超額續作2.5萬億元，力度靈活開展公開市場操作，融資保持流動性合理充裕。成本多次召開金融機構座談會，央行有效引導信貸總量適度、加大經濟降低激節奏平穩，貨幣增強貸款增長的信貸需求穩定性和可持續性。二是支持降低融資成本激發有效需求。兩次下調政策利率，力度帶動貸款市場報價利率（LPR）等市場利率下行。融資發揮存款利率市場化調整機制作用，穩(wen)(wen)定(ding)(ding)銀行(xing)負債(zhai)成本(ben)。調(diao)整優化(hua)(hua)(hua)(hua)住房信貸(dai)政策，引(yin)(yin)導(dao)商業(ye)銀行(xing)有(you)序(xu)降低存量(liang)首套房貸(dai)利(li)率(lv)。三是(shi)優化(hua)(hua)(hua)(hua)資(zi)(zi)金供(gong)(gong)給推(tui)動結構轉型。出臺金融(rong)(rong)支(zhi)(zhi)(zhi)(zhi)持民企的(de)指導(dao)性(xing)文件，落實(shi)支(zhi)(zhi)(zhi)(zhi)持科(ke)技型企業(ye)融(rong)(rong)資(zi)(zi)行(xing)動方(fang)案；增(zeng)加(jia)(jia)支(zhi)(zhi)(zhi)(zhi)農支(zhi)(zhi)(zhi)(zhi)小再貸(dai)款(kuan)額(e)度2500億元，延續實(shi)施普惠小微貸(dai)款(kuan)支(zhi)(zhi)(zhi)(zhi)持工具、碳減排支(zhi)(zhi)(zhi)(zhi)持工具，增(zeng)加(jia)(jia)抵押補充(chong)貸(dai)款(kuan)（PSL）額(e)度5000億元，引(yin)(yin)導(dao)金融(rong)(rong)資(zi)(zi)源更多流向(xiang)重(zhong)大戰(zhan)略、重(zhong)點領(ling)域(yu)和薄弱環節(jie)。四是(shi)穩(wen)(wen)定(ding)(ding)匯(hui)率(lv)兼顧(gu)內外均(jun)衡。深(shen)化(hua)(hua)(hua)(hua)匯(hui)率(lv)市場(chang)化(hua)(hua)(hua)(hua)改革(ge)，適時上(shang)調(diao)跨(kua)境融(rong)(rong)資(zi)(zi)宏觀審慎調(diao)節(jie)參數(shu)、下(xia)調(diao)外匯(hui)存款(kuan)準備金率(lv)，發揮外匯(hui)自律機制作用(yong)，強化(hua)(hua)(hua)(hua)預期引(yin)(yin)導(dao)，調(diao)節(jie)外匯(hui)市場(chang)供(gong)(gong)求(qiu)，保持人民幣(bi)匯(hui)率(lv)在合理均(jun)衡水(shui)平(ping)上(shang)的(de)基本(ben)穩(wen)(wen)定(ding)(ding)。五是(shi)處(chu)(chu)置重(zhong)點領(ling)域(yu)風(feng)險(xian)(xian)保障(zhang)金融(rong)(rong)穩(wen)(wen)定(ding)(ding)。加(jia)(jia)強金融(rong)(rong)風(feng)險(xian)(xian)監測(ce)評(ping)估(gu)，穩(wen)(wen)妥處(chu)(chu)置重(zhong)點區域(yu)和重(zhong)點機構風(feng)險(xian)(xian)。有(you)序(xu)推(tui)進金融(rong)(rong)支(zhi)(zhi)(zhi)(zhi)持融(rong)(rong)資(zi)(zi)平(ping)臺債(zhai)務風(feng)險(xian)(xian)化(hua)(hua)(hua)(hua)解。強化(hua)(hua)(hua)(hua)金融(rong)(rong)穩(wen)(wen)定(ding)(ding)保障(zhang)體系建設。