作者：陳雨露（南開大學校長）

　　中華民族的深刻文化血脈傳承數千年而歷久彌新，是理解推動黨和國家事業不斷向前發展的偉大精神力量。習近平總書記在省部級主要領導干部推動金融高質量發展專題研討班開班式上發表重要講話時指出，積極金融推動金融高質量發展、培育建設金融強國，中國要堅持法治和德治相結合，特色積極培育(yu)中國(guo)(guo)特(te)色(se)(se)金融(rong)文(wen)(wen)(wen)化，文(wen)(wen)(wen)化做到：誠實守(shou)信，深(shen)刻不(bu)(bu)逾越底線；以(yi)義(yi)取利(li)，理解不(bu)(bu)唯利(li)是積極金融(rong)圖；穩健審慎，不(bu)(bu)急功近利(li)；守(shou)正創新，培育(yu)不(bu)(bu)脫實向虛；依法(fa)合規(gui)，中國(guo)(guo)不(bu)(bu)胡(hu)作非為。特(te)色(se)(se)這一(yi)重要(yao)(yao)論述不(bu)(bu)僅把文(wen)(wen)(wen)化建設擺在(zai)金融(rong)強國(guo)(guo)全(quan)局工作的文(wen)(wen)(wen)化重要(yao)(yao)位置，賦予文(wen)(wen)(wen)化建設助推金融(rong)強國(guo)(guo)建設的深(shen)刻使命責任，而且通過深(shen)刻闡(chan)明(ming)五個方面的基本要(yao)(yao)義(yi)，為培育(yu)中國(guo)(guo)特(te)色(se)(se)金融(rong)文(wen)(wen)(wen)化提供了根本遵循和(he)行(xing)動指南。

　　中國特色金融文化的深刻內涵

　　中(zhong)國特色金(jin)融(rong)文化(hua)具(ju)有適合(he)我(wo)國國情(qing)的(de)(de)鮮明(ming)特色，既體現了(le)新時代金(jin)融(rong)發展規律的(de)(de)內在要(yao)求，也反映了(le)中(zhong)華(hua)優秀傳統(tong)文化(hua)創造性轉化(hua)和創新性發展，是賡續中(zhong)華(hua)文脈推進金(jin)融(rong)強國建設的(de)(de)理論創新與生(sheng)動實踐。具(ju)體來看，可以圍繞(rao)五大(da)要(yao)點闡釋中(zhong)國特色金(jin)融(rong)文化(hua)的(de)(de)深刻內涵。

　　“誠實守信，不逾越底線”。誠實守信是中華民族在長期社會活動中積累的道德觀、經營觀的重(zhong)(zhong)要(yao)體現(xian)，體現(xian)了“誠者，天之(zhi)道也(ye)”“信，國之(zhi)寶也(ye)，民之(zhi)所庇也(ye)”的中(zhong)華優(you)秀傳統(tong)文化思(si)想。這(zhe)(zhe)在金融(rong)文化中(zhong)主要(yao)體現(xian)為(wei)兩方(fang)面要(yao)求(qiu)：一方(fang)面要(yao)求(qiu)金融(rong)系(xi)統(tong)尊重(zhong)(zhong)客觀事實、嚴格信守(shou)承(cheng)諾(nuo)，這(zhe)(zhe)是金融(rong)誠信體系(xi)建設的根本基礎，也(ye)是風(feng)險早識別、早處置的重(zhong)(zhong)要(yao)保障；另一方(fang)面要(yao)求(qiu)金融(rong)系(xi)統(tong)增強道德修養和(he)法(fa)治意(yi)識，不逾越道德底(di)線(xian)以及法(fa)律底(di)線(xian)，堅決(jue)懲治犯罪(zui)和(he)腐敗行為(wei)，嚴防道德風(feng)險。

　　“以(yi)義(yi)(yi)取(qu)利(li)(li)(li)，不唯利(li)(li)(li)是圖”。這(zhe)從義(yi)(yi)利(li)(li)(li)兼得的(de)(de)視角探討(tao)了義(yi)(yi)與利(li)(li)(li)的(de)(de)關(guan)系，反映了“見利(li)(li)(li)思義(yi)(yi)”“義(yi)(yi)然后取(qu)”的(de)(de)中(zhong)華優秀傳統(tong)文化(hua)思想，強調追(zhui)求經濟利(li)(li)(li)益(yi)要以(yi)符合道義(yi)(yi)為(wei)前提，克制唯利(li)(li)(li)是圖的(de)(de)欲望欲念。這(zhe)就(jiu)要求金(jin)(jin)融系統(tong)必須(xu)胸懷“國(guo)之大(da)者”，堅持(chi)以(yi)人(ren)民為(wei)中(zhong)心的(de)(de)價(jia)值取(qu)向，堅持(chi)把服務實體(ti)經濟作為(wei)根本宗(zong)旨，積極踐行(xing)以(yi)金(jin)(jin)融高質量發展(zhan)助(zhu)力強國(guo)建(jian)設、民族復興偉業(ye)的(de)(de)使命責(ze)任。要通過不斷滿(man)足經濟社會發展(zhan)和人(ren)民群眾(zhong)日(ri)益(yi)增長的(de)(de)金(jin)(jin)融需求推動(dong)金(jin)(jin)融業(ye)健康發展(zhan)，切(qie)不可以(yi)損害人(ren)民利(li)(li)(li)益(yi)以(yi)及國(guo)家利(li)(li)(li)益(yi)為(wei)代價(jia)換取(qu)自身利(li)(li)(li)益(yi)。

　　“穩健審慎，不(bu)(bu)急功近(jin)利”。這(zhe)主要(yao)(yao)(yao)(yao)體現了“欲速則不(bu)(bu)達”“慎重則必成，輕發則多敗”的(de)(de)(de)中華優秀傳統文化(hua)思想(xiang)，強(qiang)調(diao)要(yao)(yao)(yao)(yao)把(ba)握好快與穩(wen)的(de)(de)(de)關(guan)系，克制急于(yu)求成的(de)(de)(de)思想(xiang)傾向(xiang)。當前中國正處于(yu)由金(jin)融大國向(xiang)金(jin)融強(qiang)國邁進的(de)(de)(de)關(guan)鍵時期(qi)，面對復(fu)雜嚴峻的(de)(de)(de)全球(qiu)金(jin)融風(feng)險以及依然(ran)突出的(de)(de)(de)國內金(jin)融矛盾，金(jin)融系統要(yao)(yao)(yao)(yao)堅(jian)持穩(wen)中求進，著力統籌好發展和安(an)全的(de)(de)(de)關(guan)系，在穩(wen)定大局的(de)(de)(de)前提下把(ba)握時度效，既(ji)要(yao)(yao)(yao)(yao)根據(ju)實際情(qing)況積(ji)極推進金(jin)融發展，又要(yao)(yao)(yao)(yao)扎實穩(wen)妥地化(hua)解風(feng)險、牢(lao)(lao)牢(lao)(lao)守住不(bu)(bu)發生系統性金(jin)融風(feng)險的(de)(de)(de)底線。

　　“守(shou)正(zheng)創(chuang)(chuang)新(xin)(xin)(xin)，不(bu)脫(tuo)實(shi)向(xiang)虛”。這(zhe)揭示了(le)變(bian)(bian)與不(bu)變(bian)(bian)的(de)辯(bian)證關系，體(ti)(ti)現了(le)“窮則變(bian)(bian)，變(bian)(bian)則通，通則久”以及“知常(chang)明變(bian)(bian)”的(de)中華(hua)優秀(xiu)傳統(tong)文化思想，強調既要堅守(shou)真理，又要勇于創(chuang)(chuang)新(xin)(xin)(xin)。這(zhe)就要求金(jin)融(rong)系統(tong)既要恪守(shou)正(zheng)道，又要開(kai)拓變(bian)(bian)革，始終堅持把(ba)服務實(shi)體(ti)(ti)經濟作為(wei)根本宗旨這(zhe)一正(zheng)確方向(xiang)。在(zai)此基礎上(shang)努(nu)力把(ba)握新(xin)(xin)(xin)時代金(jin)融(rong)發展規律(lv)，積極應對金(jin)融(rong)發展面臨的(de)新(xin)(xin)(xin)問題新(xin)(xin)(xin)挑戰，持續推進我國金(jin)融(rong)事(shi)業實(shi)踐(jian)創(chuang)(chuang)新(xin)(xin)(xin)、理論創(chuang)(chuang)新(xin)(xin)(xin)和制度創(chuang)(chuang)新(xin)(xin)(xin)，以創(chuang)(chuang)新(xin)(xin)(xin)激發提升金(jin)融(rong)服務實(shi)體(ti)(ti)經濟質(zhi)效的(de)新(xin)(xin)(xin)動力新(xin)(xin)(xin)動能。

　　“依(yi)法(fa)(fa)(fa)合(he)規，不胡(hu)作非(fei)為(wei)”。這體(ti)現(xian)了“法(fa)(fa)(fa)者，天下(xia)之儀(yi)也”“守法(fa)(fa)(fa)不逾(yu)矩(ju)”的中(zhong)華(hua)優秀傳(chuan)統文化思想(xiang)，強(qiang)調(diao)法(fa)(fa)(fa)律體(ti)系對國(guo)家秩序以(yi)(yi)及法(fa)(fa)(fa)治觀(guan)念(nian)對行為(wei)規范的重(zhong)要性(xing)。這與(yu)全面(mian)依(yi)法(fa)(fa)(fa)治國(guo)、加強(qiang)金(jin)融(rong)(rong)法(fa)(fa)(fa)治建設的要求高度契合(he)。金(jin)融(rong)(rong)強(qiang)國(guo)建設必須以(yi)(yi)法(fa)(fa)(fa)治化為(wei)重(zhong)要保障，以(yi)(yi)立法(fa)(fa)(fa)的強(qiang)制性(xing)與(yu)權威性(xing)對行為(wei)規范形成外在約束。與(yu)此同時，要建立與(yu)金(jin)融(rong)(rong)法(fa)(fa)(fa)治建設相(xiang)適應的思想(xiang)道(dao)德(de)體(ti)系，形成遵紀守法(fa)(fa)(fa)行為(wei)規范的內生動(dong)力，以(yi)(yi)德(de)治與(yu)法(fa)(fa)(fa)治相(xiang)結合(he)，為(wei)金(jin)融(rong)(rong)高質量發展注入依(yi)法(fa)(fa)(fa)合(he)規的文化力量。

　　中國特色金融文化的時代意義

　　中(zhong)(zhong)國(guo)特色(se)(se)金(jin)融(rong)文(wen)(wen)(wen)化(hua)(hua)是馬(ma)克思(si)(si)(si)主義(yi)(yi)金(jin)融(rong)理(li)論(lun)同中(zhong)(zhong)華(hua)(hua)優(you)秀傳統(tong)文(wen)(wen)(wen)化(hua)(hua)相結合(he)的(de)(de)重大理(li)論(lun)創新。黨的(de)(de)二十大報告指出：堅持和發(fa)展馬(ma)克思(si)(si)(si)主義(yi)(yi)，必須同中(zhong)(zhong)華(hua)(hua)優(you)秀傳統(tong)文(wen)(wen)(wen)化(hua)(hua)相結合(he)。只(zhi)有根植(zhi)本國(guo)、本民族歷史(shi)文(wen)(wen)(wen)化(hua)(hua)沃土，馬(ma)克思(si)(si)(si)主義(yi)(yi)真(zhen)理(li)之樹才能根深葉(xie)茂。中(zhong)(zhong)國(guo)特色(se)(se)金(jin)融(rong)文(wen)(wen)(wen)化(hua)(hua)正是習近平(ping)總書記立足金(jin)融(rong)強國(guo)建(jian)設的(de)(de)全局視野(ye)，把馬(ma)克思(si)(si)(si)主義(yi)(yi)金(jin)融(rong)理(li)論(lun)同中(zhong)(zhong)華(hua)(hua)優(you)秀傳統(tong)文(wen)(wen)(wen)化(hua)(hua)相結合(he)的(de)(de)重大創新和理(li)論(lun)升華(hua)(hua)，既體現了對中(zhong)(zhong)華(hua)(hua)優(you)秀傳統(tong)文(wen)(wen)(wen)化(hua)(hua)以及金(jin)融(rong)思(si)(si)(si)想的(de)(de)吸收與弘揚，也(ye)深刻反映(ying)了中(zhong)(zhong)國(guo)特色(se)(se)金(jin)融(rong)發(fa)展之路(lu)的(de)(de)時代要(yao)求(qiu)，具(ju)有深遠的(de)(de)歷史(shi)意義(yi)(yi)。

　　中國(guo)(guo)(guo)特(te)(te)(te)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)將為中國(guo)(guo)(guo)特(te)(te)(te)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)發(fa)展之路奠定(ding)堅實(shi)的文化(hua)根(gen)基。金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)領域(yu)競(jing)爭的硬實(shi)力與軟實(shi)力相互交織(zhi)，金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)強國(guo)(guo)(guo)建設(she)不僅需要以(yi)強大的金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)構、金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)基礎(chu)設(she)施(shi)、金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)制(zhi)度規(gui)(gui)則(ze)等(deng)硬實(shi)力提(ti)供(gong)物質基礎(chu)，而且需要以(yi)與價(jia)值觀(guan)念(nian)以(yi)及(ji)行(xing)為規(gui)(gui)則(ze)密切相關(guan)的文化(hua)軟實(shi)力提(ti)供(gong)精神(shen)基礎(chu)。金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)隊(dui)伍是金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)強國(guo)(guo)(guo)的建設(she)者，其行(xing)為規(gui)(gui)范(fan)與能力素質直接(jie)關(guan)系(xi)著金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)發(fa)展大局(ju)。在此(ci)背景下，迫切需要以(yi)德(de)治與法治相結合(he)推進中國(guo)(guo)(guo)特(te)(te)(te)色金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)培育(yu)，以(yi)文化(hua)力量(liang)助(zhu)力金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)隊(dui)伍行(xing)為規(gui)(gui)范(fan)、道(dao)德(de)修養以(yi)及(ji)創新活力的改善(shan)提(ti)升，這(zhe)將有利于(yu)為中國(guo)(guo)(guo)參與全(quan)球金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)競(jing)爭提(ti)供(gong)軟實(shi)力支撐(cheng)，進而夯實(shi)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)強國(guo)(guo)(guo)建設(she)的文化(hua)根(gen)基。

　　中(zhong)(zhong)國(guo)(guo)特色金(jin)融(rong)(rong)(rong)(rong)(rong)文化(hua)是著力有效防(fang)(fang)范化(hua)解(jie)(jie)(jie)金(jin)融(rong)(rong)(rong)(rong)(rong)系統性風(feng)(feng)險(xian)(xian)(xian)的(de)基(ji)礎保障。金(jin)融(rong)(rong)(rong)(rong)(rong)是大國(guo)(guo)博(bo)弈的(de)必爭之(zhi)地，金(jin)融(rong)(rong)(rong)(rong)(rong)安(an)全(quan)是國(guo)(guo)家安(an)全(quan)的(de)重要組成部(bu)分，維護金(jin)融(rong)(rong)(rong)(rong)(rong)安(an)全(quan)對于(yu)(yu)我(wo)國(guo)(guo)的(de)和平發展意義重大。中(zhong)(zhong)央(yang)金(jin)融(rong)(rong)(rong)(rong)(rong)工作(zuo)會議明(ming)確提出，堅持(chi)把防(fang)(fang)控(kong)風(feng)(feng)險(xian)(xian)(xian)作(zuo)為(wei)(wei)(wei)(wei)金(jin)融(rong)(rong)(rong)(rong)(rong)工作(zuo)的(de)永恒(heng)主題(ti)。中(zhong)(zhong)國(guo)(guo)特色金(jin)融(rong)(rong)(rong)(rong)(rong)文化(hua)強調(diao)穩(wen)健審慎、依法合(he)規，這將為(wei)(wei)(wei)(wei)防(fang)(fang)范化(hua)解(jie)(jie)(jie)金(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)筑(zhu)牢精神防(fang)(fang)線。通過將中(zhong)(zhong)國(guo)(guo)特色金(jin)融(rong)(rong)(rong)(rong)(rong)文化(hua)培育貫穿金(jin)融(rong)(rong)(rong)(rong)(rong)實踐之(zhi)中(zhong)(zhong)，以規范行為(wei)(wei)(wei)(wei)準(zhun)則、減少違規違法引致(zhi)的(de)金(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)，以鞏固道德(de)(de)底線、降(jiang)低道德(de)(de)風(feng)(feng)險(xian)(xian)(xian)，以夯(hang)實理(li)想信念、推進精神力量轉化(hua)為(wei)(wei)(wei)(wei)防(fang)(fang)范化(hua)解(jie)(jie)(jie)風(feng)(feng)險(xian)(xian)(xian)的(de)自覺行為(wei)(wei)(wei)(wei)。這不僅有利于(yu)(yu)助力阻斷引致(zhi)金(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)的(de)主觀意識(shi)，而(er)且(qie)有利于(yu)(yu)提升防(fang)(fang)范化(hua)解(jie)(jie)(jie)金(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)的(de)行為(wei)(wei)(wei)(wei)能力。

　　中國特色金融文化的實踐要求

　　堅(jian)持(chi)(chi)黨中(zhong)(zhong)(zhong)央對(dui)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)(gong)作的(de)(de)(de)(de)集中(zhong)(zhong)(zhong)統(tong)一(yi)領(ling)導(dao)。中(zhong)(zhong)(zhong)國共產黨領(ling)導(dao)是(shi)中(zhong)(zhong)(zhong)國特(te)色社會(hui)(hui)主義制度(du)的(de)(de)(de)(de)最(zui)大優勢，要(yao)增強“四個(ge)意識”、堅(jian)定“四個(ge)自(zi)信”、做到“兩(liang)個(ge)維護”，切實把我們的(de)(de)(de)(de)制度(du)優勢轉(zhuan)化(hua)為推進中(zhong)(zhong)(zhong)國特(te)色金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)的(de)(de)(de)(de)培(pei)育效(xiao)能(neng)。堅(jian)持(chi)(chi)和(he)加(jia)強黨對(dui)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)(gong)作的(de)(de)(de)(de)全(quan)面(mian)領(ling)導(dao)，完善(shan)黨領(ling)導(dao)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)(gong)作的(de)(de)(de)(de)體制機(ji)制，在金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)培(pei)育過(guo)(guo)程中(zhong)(zhong)(zhong)發揮好中(zhong)(zhong)(zhong)央金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)委員會(hui)(hui)、中(zhong)(zhong)(zhong)央金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)(gong)作委員會(hui)(hui)以(yi)及地方黨委金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)委員會(hui)(hui)和(he)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)(gong)委的(de)(de)(de)(de)作用。通(tong)過(guo)(guo)理想信念教育提高(gao)政治覺悟，通(tong)過(guo)(guo)全(quan)面(mian)從嚴(yan)治黨增強紀律意識，推動形成中(zhong)(zhong)(zhong)國特(te)色金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)，鍛造政治過(guo)(guo)硬、能(neng)力過(guo)(guo)硬、作風過(guo)(guo)硬的(de)(de)(de)(de)高(gao)素質金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)隊伍。

　　堅(jian)持(chi)(chi)以人(ren)民(min)為(wei)中(zhong)(zhong)心的價值(zhi)取(qu)向。堅(jian)持(chi)(chi)以人(ren)民(min)為(wei)中(zhong)(zhong)心的發展(zhan)(zhan)思想是黨(dang)中(zhong)(zhong)央要(yao)(yao)求全黨(dang)在中(zhong)(zhong)國式(shi)現(xian)代(dai)化前進(jin)道路上必(bi)須(xu)牢(lao)(lao)牢(lao)(lao)把握的重大(da)(da)原(yuan)則。中(zhong)(zhong)國特(te)色金融(rong)(rong)文(wen)化應(ying)突(tu)出這一價值(zhi)導(dao)向，倡導(dao)踐行(xing)胸懷“國之(zhi)大(da)(da)者(zhe)”的使命擔當。金融(rong)(rong)高(gao)質量發展(zhan)(zhan)必(bi)須(xu)以維護(hu)人(ren)民(min)根(gen)本利(li)益、增進(jin)民(min)生福(fu)祉(zhi)、讓(rang)現(xian)代(dai)化建設成(cheng)果更多更公平惠(hui)及全體人(ren)民(min)作為(wei)重要(yao)(yao)基點，將政(zheng)治性(xing)與人(ren)民(min)性(xing)深(shen)刻(ke)貫穿金融(rong)(rong)高(gao)質量發展(zhan)(zhan)實(shi)踐之(zhi)中(zhong)(zhong)，以金融(rong)(rong)實(shi)踐踐行(xing)中(zhong)(zhong)國特(te)色金融(rong)(rong)文(wen)化，以金融(rong)(rong)實(shi)踐營(ying)造有利(li)于金融(rong)(rong)高(gao)質量發展(zhan)(zhan)的文(wen)化生態。

　　堅持(chi)把(ba)金(jin)(jin)(jin)融(rong)服務(wu)實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)作為根本(ben)宗旨。實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)是(shi)國家經(jing)(jing)(jing)濟(ji)的(de)(de)(de)立身(shen)之(zhi)本(ben)，金(jin)(jin)(jin)融(rong)是(shi)實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)的(de)(de)(de)血脈(mo)，中國特色(se)金(jin)(jin)(jin)融(rong)發(fa)展(zhan)之(zhi)路必(bi)須堅持(chi)把(ba)金(jin)(jin)(jin)融(rong)服務(wu)實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)作為根本(ben)宗旨。著(zhu)力(li)(li)打造(zao)現代金(jin)(jin)(jin)融(rong)機構和市場(chang)體(ti)(ti)系，疏通資金(jin)(jin)(jin)進入實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)的(de)(de)(de)渠道，著(zhu)力(li)(li)提升金(jin)(jin)(jin)融(rong)供(gong)給能力(li)(li)和服務(wu)質(zhi)量，切實(shi)(shi)(shi)(shi)加強對(dui)重大戰略(lve)、重點領(ling)域和薄(bo)弱(ruo)環節的(de)(de)(de)優質(zhi)金(jin)(jin)(jin)融(rong)服務(wu)，不斷改(gai)善金(jin)(jin)(jin)融(rong)服務(wu)實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)的(de)(de)(de)質(zhi)效，實(shi)(shi)(shi)(shi)現金(jin)(jin)(jin)融(rong)業高質(zhi)量發(fa)展(zhan)與實(shi)(shi)(shi)(shi)體(ti)(ti)經(jing)(jing)(jing)濟(ji)高質(zhi)量發(fa)展(zhan)的(de)(de)(de)共贏格局(ju)，助力(li)(li)推動守(shou)正創新(xin)、不脫實(shi)(shi)(shi)(shi)向虛的(de)(de)(de)金(jin)(jin)(jin)融(rong)文化塑造(zao)。

　　堅持把防控風(feng)(feng)險(xian)作(zuo)為金(jin)融(rong)工作(zuo)的(de)永恒主題。防控風(feng)(feng)險(xian)是實現發展的(de)基本前提(ti)，金(jin)融(rong)強國建(jian)設必須(xu)全面(mian)加強金(jin)融(rong)監管體系建(jian)設，高度(du)重視金(jin)融(rong)風(feng)(feng)險(xian)的(de)傳染性(xing)(xing)、隱(yin)蔽性(xing)(xing)和(he)破壞性(xing)(xing)，切實提(ti)高金(jin)融(rong)監管的(de)有效(xiao)性(xing)(xing)。建(jian)立權(quan)責一致(zhi)、激勵約束相容的(de)風(feng)(feng)險(xian)處置責任機制，健(jian)全具有硬約束的(de)金(jin)融(rong)風(feng)(feng)險(xian)早(zao)期糾(jiu)正機制，通(tong)過(guo)把握好權(quan)和(he)責、快和(he)穩(wen)的(de)關系有效(xiao)地防范化解金(jin)融(rong)風(feng)(feng)險(xian)。通(tong)過(guo)以有效(xiao)舉措防范化解金(jin)融(rong)風(feng)(feng)險(xian)助推“穩(wen)健(jian)審慎，不急功近(jin)利(li)”的(de)金(jin)融(rong)文(wen)化形成，以“穩(wen)健(jian)審慎，不急功近(jin)利(li)”的(de)金(jin)融(rong)文(wen)化進一步強化防范化解金(jin)融(rong)風(feng)(feng)險(xian)的(de)意識與能力。

　　堅持在市場(chang)化(hua)(hua)法(fa)(fa)治(zhi)化(hua)(hua)軌道上推(tui)(tui)進金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)(xin)發(fa)(fa)展。金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)(xin)必須(xu)充分發(fa)(fa)揮市場(chang)對(dui)資源配置(zhi)的決(jue)定(ding)性作用(yong)，更好(hao)地發(fa)(fa)揮政府作用(yong)。但是，金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)(xin)要以深刻把(ba)握金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)發(fa)(fa)展規律為基(ji)礎，避(bi)免不切實(shi)際、違(wei)法(fa)(fa)亂(luan)紀的亂(luan)創(chuang)新(xin)(xin)。這就(jiu)要求(qiu)通(tong)過(guo)推(tui)(tui)進金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)重點領域和新(xin)(xin)興(xing)領域立法(fa)(fa)、強(qiang)化(hua)(hua)既(ji)有法(fa)(fa)律法(fa)(fa)規體系的修(xiu)訂，促(cu)進金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)領域基(ji)礎性法(fa)(fa)律體系不斷完善，同(tong)時加大金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)法(fa)(fa)治(zhi)執行力(li)度、對(dui)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)違(wei)法(fa)(fa)違(wei)規行為零容忍，共同(tong)為市場(chang)化(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)(xin)提供堅實(shi)法(fa)(fa)治(zhi)保障。通(tong)過(guo)市場(chang)化(hua)(hua)法(fa)(fa)治(zhi)化(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)(xin)實(shi)踐，更好(hao)地推(tui)(tui)進守正(zheng)創(chuang)新(xin)(xin)與依法(fa)(fa)合規，形成在法(fa)(fa)治(zhi)框架下不斷激(ji)發(fa)(fa)市場(chang)化(hua)(hua)創(chuang)新(xin)(xin)活力(li)的金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)文化(hua)(hua)。

　　堅(jian)持(chi)深化(hua)(hua)(hua)金(jin)融(rong)供給(gei)側結構(gou)(gou)性改(gai)(gai)革(ge)。金(jin)融(rong)供給(gei)側結構(gou)(gou)性改(gai)(gai)革(ge)旨在通過建(jian)立多樣化(hua)(hua)(hua)專(zhuan)業(ye)性的(de)(de)(de)(de)金(jin)融(rong)產品和服務體系、打造(zao)分(fen)工協作的(de)(de)(de)(de)金(jin)融(rong)機(ji)構(gou)(gou)體系、建(jian)設結構(gou)(gou)合理的(de)(de)(de)(de)金(jin)融(rong)市場體系等(deng)路徑(jing)，增強金(jin)融(rong)供給(gei)能力與金(jin)融(rong)供給(gei)質量。金(jin)融(rong)機(ji)構(gou)(gou)應將文(wen)(wen)化(hua)(hua)(hua)培(pei)育(yu)內(nei)嵌(qian)于供給(gei)側結構(gou)(gou)性改(gai)(gai)革(ge)，以改(gai)(gai)革(ge)促(cu)進文(wen)(wen)化(hua)(hua)(hua)培(pei)育(yu)、以文(wen)(wen)化(hua)(hua)(hua)培(pei)育(yu)賦能改(gai)(gai)革(ge)。通過完(wan)善中國特(te)(te)色現代金(jin)融(rong)企(qi)業(ye)制度，建(jian)立完(wan)善的(de)(de)(de)(de)激勵約(yue)束機(ji)制，樹立正確的(de)(de)(de)(de)社會(hui)價值導(dao)向(xiang)并在金(jin)融(rong)服務中體現出來，推進形成誠(cheng)實守信、以義取利、依法合規的(de)(de)(de)(de)企(qi)業(ye)文(wen)(wen)化(hua)(hua)(hua)導(dao)向(xiang)，為(wei)中國特(te)(te)色金(jin)融(rong)文(wen)(wen)化(hua)(hua)(hua)培(pei)育(yu)提供有(you)力的(de)(de)(de)(de)載體基(ji)礎(chu)。

　　堅持統籌(chou)(chou)金(jin)融開(kai)(kai)放(fang)和安(an)全(quan)(quan)。高水平(ping)對外開(kai)(kai)放(fang)是中國(guo)金(jin)融業高質量(liang)發展(zhan)、提(ti)升金(jin)融業全(quan)(quan)球(qiu)競爭力(li)以及(ji)增(zeng)強國(guo)際金(jin)融治(zhi)理能力(li)的必然選(xuan)擇。世界已進(jin)入(ru)新的動(dong)蕩變革期，越(yue)開(kai)(kai)放(fang)就越(yue)要(yao)重(zhong)視安(an)全(quan)(quan)，既(ji)要(yao)通過穩(wen)(wen)步擴大金(jin)融高水平(ping)開(kai)(kai)放(fang)更好地鏈接國(guo)內(nei)國(guo)際兩個市(shi)場兩種資源、實(shi)(shi)現(xian)對全(quan)(quan)球(qiu)金(jin)融發展(zhan)經驗成(cheng)果(guo)的借鑒與(yu)超越(yue)，也要(yao)提(ti)高開(kai)(kai)放(fang)進(jin)程中的風(feng)險防范和風(feng)險處(chu)理能力(li)，實(shi)(shi)現(xian)開(kai)(kai)放(fang)與(yu)安(an)全(quan)(quan)的動(dong)態平(ping)衡。金(jin)融機(ji)構要(yao)堅持穩(wen)(wen)健審慎(shen)、不(bu)急功(gong)近利，樹(shu)立(li)正確的社會價值導向，并(bing)將其貫(guan)穿統籌(chou)(chou)金(jin)融開(kai)(kai)放(fang)和安(an)全(quan)(quan)的實(shi)(shi)踐之中，為實(shi)(shi)現(xian)開(kai)(kai)放(fang)與(yu)安(an)全(quan)(quan)動(dong)態平(ping)衡注入(ru)文化(hua)的根與(yu)魂(hun)。

　　堅持穩(wen)中求進工作(zuo)總基調。穩(wen)中求進工作(zuo)總基調是(shi)我們黨治(zhi)國(guo)理政(zheng)(zheng)的(de)(de)(de)(de)重要(yao)原則。黨的(de)(de)(de)(de)二十大(da)報(bao)告明確指出，發(fa)(fa)展是(shi)黨執政(zheng)(zheng)興國(guo)的(de)(de)(de)(de)第一要(yao)務。金(jin)融強國(guo)建設(she)必(bi)須(xu)謀發(fa)(fa)展，建立(li)健(jian)全(quan)(quan)具有高(gao)度適應(ying)性(xing)(xing)(xing)(xing)、競爭力、普惠性(xing)(xing)(xing)(xing)的(de)(de)(de)(de)中國(guo)特色(se)現代金(jin)融體系(xi)，為經濟社會發(fa)(fa)展提供(gong)高(gao)質(zhi)量金(jin)融服務。同時(shi)，必(bi)須(xu)充分(fen)認識到國(guo)內外經濟環境日趨復雜(za)、不穩(wen)定(ding)性(xing)(xing)(xing)(xing)和不確定(ding)性(xing)(xing)(xing)(xing)因素明顯增加(jia)的(de)(de)(de)(de)嚴峻形(xing)勢，牢(lao)(lao)牢(lao)(lao)守住不發(fa)(fa)生系(xi)統性(xing)(xing)(xing)(xing)金(jin)融風險(xian)的(de)(de)(de)(de)底(di)線(xian)。安全(quan)(quan)是(shi)發(fa)(fa)展的(de)(de)(de)(de)前(qian)提，發(fa)(fa)展是(shi)安全(quan)(quan)的(de)(de)(de)(de)保(bao)障。金(jin)融高(gao)質(zhi)量發(fa)(fa)展應(ying)穩(wen)妥地(di)處(chu)理穩(wen)與進、發(fa)(fa)展與安全(quan)(quan)的(de)(de)(de)(de)關系(xi)，以(yi)金(jin)融實踐(jian)促進穩(wen)健(jian)審慎的(de)(de)(de)(de)金(jin)融文化(hua)形(xing)成，實現以(yi)穩(wen)求進、以(yi)進固穩(wen)的(de)(de)(de)(de)共贏格局。